Manage Money

Roth IRA Penalties: What Are They & How Do I Avoid Them?

Key Takeaways Roth IRA penalties can include a 10% early withdrawal penalty and income taxes if you take out earnings...

Selling your business? Don’t let sales tax derail the deal

When founders begin thinking about selling their business, the focus is usually on valuation, growth, and finding the right buyer....

Taxes on Inherited Accounts | Optima Tax Relief

Key Takeaways:   Most inherited retirement accounts are taxable. Distributions from traditional IRAs and 401(k)s are taxed as ordinary income, while...

Bank Accounts, Treasury Bills, Money Markets, ETFs – February 2026 — My Money Blog

Here’s my monthly survey of the best interest rates on cash as of February 2026, roughly sorted from shortest to...

IRS Phishing Emails: Real Examples and Warning Signs

Key Takeaways   IRS phishing emails are common and sophisticated, often impersonating the IRS to steal personal data, money, or login...

US Mobile Super Bowl Deals ($15-$24/mo. First Year Unlimited, 50% Off Smartwatch Plans ) — My Money Blog

US Mobile is having some Super Bowl deals, which are actually the best deals I’ve seen on their Warp (Verizon)...

Recent Post

Santander lowers FTB fixes by up to 0.32% – Mortgage Strategy

Santander has reduced rates across all its 85% to 95% loan-to-value (LTV) first-time buyer products by up to 0.32%. The...

Fighting Fraud in the Era of Faster Payments

The Iron Triangle of Service suggests that a product can be good, fast, or cheap—but not all three. That adage...

Some Thoughts on Grief – A Wealth of Common Sense

“The candle that burns twice as bright burns half as long.” My brother Jon passed away a year ago. I’m...

After FanDuel Cuts Credit Cards, Stored-Value Accounts Rise

Using debt to fund gambling activities is a highly risky proposition, even more so when transaction fees are involved. That’s...

Big Money Isn’t Leaving Crypto

I had a great time connecting with folks during yesterday’s Emergency Crypto Winter Summit. We talked through what’s shaping today’s...

Delaware issues data security rules for insurance licensees

The Act requires Delaware “licensees” (as defined in the statute, with exclusions for certain out‑of‑state risk retention and assuming insurers)...

Mortgage

09 Feb to 13 Feb – Mortgage Strategy

This week’s top headlines: Nationwide allows mortgage deeds to be signed digitally and NatWest and Rightmove announce three-year partnership Explore...

A quarter of FTBs paid stamp duty before last year’s shake-up – Mortgage Strategy

Almost 37,000 first-time buyers were liable for stamp duty in the year to last April, with an average bill of...

Bellway completions nudge up as order book dips – Mortgage Strategy

Bellway’s half-yearly housing completions rose 2.7% but its order book dipped in a “subdued” Autumn, the housebuilder’s latest trading update...

02 Feb to 06 Feb – Mortgage Strategy

This week’s top headlines: Virgin, Nationwide and Principality lift mortgage rates and ‘mortgage prisoners’ lose Court of Appeal challenge against...

Leek BS enhances lending policy with new 12-storey property criteria – Mortgage Strategy

Leek Building Society has expanded its lending criteria.  The society has doubled its maximum storey limit for flats, alongside introducing...

Barclays, Notts, Moda and CHL raise rates – Mortgage Strategy

Barclays is increasing rates tomorrow by up to 16 basis points, while Nottingham Building Society, Moda and CHL are also...