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Santander lowers FTB fixes by up to 0.32% – Mortgage Strategy
Santander has reduced rates across all its 85% to 95% loan-to-value (LTV) first-time buyer products by up to 0.32%. The...
Fighting Fraud in the Era of Faster Payments
The Iron Triangle of Service suggests that a product can be good, fast, or cheap—but not all three. That adage...
Some Thoughts on Grief – A Wealth of Common Sense
“The candle that burns twice as bright burns half as long.” My brother Jon passed away a year ago. I’m...
After FanDuel Cuts Credit Cards, Stored-Value Accounts Rise
Using debt to fund gambling activities is a highly risky proposition, even more so when transaction fees are involved. That’s...
Big Money Isn’t Leaving Crypto
I had a great time connecting with folks during yesterday’s Emergency Crypto Winter Summit. We talked through what’s shaping today’s...
Delaware issues data security rules for insurance licensees
The Act requires Delaware “licensees” (as defined in the statute, with exclusions for certain out‑of‑state risk retention and assuming insurers)...