US Bank Business Checking Bonus, Get Up to $1000 with New Account

US Bank Business $900 Checking Bonus

Update: This bonus is back again with some small changes. You can earn $400 or $1,000.

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US Bank is offering a bonus of $400 or $1,000 for new business checking accounts. You can open the account online, but you need to be in US Bank’s footprint to do so. If you’re in a state with no US Bank branches you could still apply if you have an existing relationship with the bank. This $500 bonus for the US Bank Business Triple Cash card could be a good way to start a relationship. Let’s take a look at the details of this latest offer.

How to Earn This Bonus

In order to earn the bonus, you need to open an eligible account using promo code Q3AFL25. Here’s how it works:

• Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account by 9/30/2025.
  • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
  • You must also complete 5 qualifying transactions within 60 days of account opening. That includes debit purchases, ACHs, Zelle debit and credits and more.
• Earn your $1,000 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account by 9/30/2025.
  • You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $30,000 until the 60th day after account opening.
  • You must also complete 5 qualifying transactions within 60 days of account opening. That includes debit purchases, ACHs, Zelle debit and credits and more.

Offer Terms

• The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. 

Eligibility

• Offer is available almost nationwide, but only in states that have US Bank branches. If you don’t have a branch in your state, you could still be eligible to open an account if you have an existing relationship.
• Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
• Current U.S. Bank employees are not eligible.

Account Fees

• US Bank Silver Business Checking has no monthly fees. Just make sure to select paperless statements to avoid a $6 fee.
• US Bank Platinum Business Checking has a $30 monthly fee. It is waived with U.S. Bank Payment Solutions Merchant Banking OR $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.

Guru’s Wrap-Up

This bonus has now increased from a maximum of $900 to $1,000 while the deposit requirements are still the same. However, you now need to open a Platinum Business Checking account to earn the $1,000 bonus.

With the new $1,000 bonus you need to deposit $25,000, while the $400 bonus only requires a deposit of $5,000.  You will need to keep the money in the account for about 30 days.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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Link & Key Details

• OFFER PAGE
• Promo Code: Q3AFL25
• Bonus: $400/$1000
• Account Type: Silver Business or Platinum Business
• Availability: States with US Bank branches only, otherwise prior relationship needed
• Inquiry Type: Soft pull
• Opening Deposit Credit Card Funding: Up to $3K
• Direct Deposit Requirement: No
• Other Requirements: $5K/$25K deposit
• Monthly Fee: Yes, can be waived
• Closing Account Fee: None
• Expiration Date: 1/15/25 3/31/25 6/30/25 9/30/25

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