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Town Bank Bonus, Get $500 with New Checking Account (IL)

Nov 28, 2025 1 hour ago

Town Bank Bonus, Get $500 with New Checking Account

Town Bank is offering a $500 bonus for new checking accounts. This bonus is now available online, so you do not have to visit a branch as with previous offers. Offer is available in IL only.

Update: Offer has been extended through November 3, 2026, and it’s even better now as you can earn up to $500.

The Offer

To receive $300 incentive:

Open a new Total Access Checking account
Mention offer during in-branch account opening, visit URL provided, or enter Builder when applying online
have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
enroll in online banking and activate e-statements within the Qualification Period.

To receive $500 incentive:

Open a new Total Access Checking account
Mention offer during in-branch account opening, visit URL provided, or enter Builder when applying online
have at least monthly occurring direct deposits totaling $2,000.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
enroll in online banking and activate e-statements within the Qualification Period.

After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.

Eligibility

Offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
Limit 1 bonus payment per customer, regardless of the number of accounts opened.
If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location.

Account Fees

There’s no fees for their checking account.

Guru’s Wrap-up

A good bonus of $300 or $500. It requires direct deposits of either $500 or $2,000 for two consecutive months.

The account has no fees.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.