Halifax lifts rates on its two and five remortgage products by up to 26 basis points today (1 September).
Key changes among two-year products include a two-year repayment and interest-only loan at up to 60% loan to value up by 26 bps to 4.11%, with no fee. Available between £25,000 and £1m.
A two-year repayment and interest-only offer between 60% LTV and 75% LTV up by 17 bps to 3.62%, with a £999 fee. Available between £25,000 and £1m.
A two-year repayment-only deal between 75% LTV and 80% LTV up by 19 bps to 3.69%, with a £999 fee. Available between £25,000 and £1m.
And a two-year repayment-only offer between 85% LTV and 90% LTV up by 17 bps to 4.31%, with no fee. Available between £25,000 and £750,000.
Key changes among five-year products include a five-year repayment and interest-only loan at up to 60% LTV up by 23 bps to 4.07%, with no fee. Available between £25,000 and £1m.
A five-year repayment-only offer between 80% LTV and 85% LTV up by 20 bps to 4.19%, with no fee. Available between £25,000 and £1m.
And a five-year repayment-only deal between 85% LTV and 90% LTV up by 24 bps to 4.43%. Available between £25,000 and £750,000.
The lender says for remortgage service products it pays customers legal fees, or they can arrange their own conveyancer and pay their own fees. There is also no charge for a property assessment.
It says where products include ‘no conveyancing’ in additional information the firm can only provide a property assessment for no charge as part of the service and no free conveyancing option.
The lender adds that the early repayment charge structure is as follows. On two-year products: 2% to 31/12/2023 and 1% to 31/12/2024.
On five-year products: 5% to 31/12/2023, 4% to 31/12/2024, 3% to 31/12/2025, 2% to 31/12/2026 and 1% to 31/12/2027.