Accord Mortgages has overhauled its residential range with new features that include extended product end dates and rate cuts on selected deals at higher loan to values.
The broker-only arm of the Yorkshire Building Society says its current residential range will be withdrawn at 8pm today (29 July) and replaced at 9am tomorrow (30 July).
Highlights of the new range, which has average rate cuts of 0.05% across the core range, include:
A two-year fixed-rate offer at 2.35%, from 2.39%, at 85% LTV, available for house purchase, which comes with a £495 fee, £500 cashback and free standard valuation.
A five-year fixed-rate loan at 2.52%, from 2.58%, at 85% LTV, available for house purchase, which comes with a £495 fee, £500 cashback and free standard valuation.
And a five-year fixed-rate product at 3.14%, from 3.25%, at 90% LTV, available for remortgage clients, which comes with a £495 fee, £1000 cashback, and free standard valuation.
The firm adds, customers with a 5% deposit looking to remortgage also have access to competitive deals including a five-year fix at 3.67%, from 3.71%, which comes with a £495 fee, £750 cashback, free remortgage legal service and free standard valuation.
Accord Mortgages mortgage manager Jemma Anderson says: “We’re pleased to offer this new range which offers even better value, especially for those with a smaller deposit.”
Earlier this month, the firm cut buy-to-let rates by up to 22 basis points for landlords with larger deposits.
The reductions came in at its 60% and 65% loan-to-value BTL ranges, while it also launched new products across the range up to 75% LTV.