Credit Cards for Bad credit

How to Deal with Collections and Negotiate Settlements for Credit Restoration

Having a good credit score is essential for financial stability and access to favorable loan terms. However, when debts go...

Using Personal Credit for Business Loans: Pros/Cons

Whether you want to start a business or finance one that is already functioning, you may find your financing options...

How Do I Fix My Credit After Identity Theft?

Ah, identity theft. The two words that make all adults shudder. You have worked so hard to establish great credit....

What Are the Requirements for Online Application?

By Dany July 3, 2023 Applying for loans will be different for every bank and credit union. However, if you...

What Are the Requirements for Online Application?

By Dany July 3, 2023 Applying for loans will be different for every bank and credit union. However, if you...

How to Calculate Debt-to-Income Ratio for a Mortgage

Unless you come by a huge influx of cash either by winning the lottery or through an inheritance; a mortgage...

How to Increase Your Credit Score with a Secured Credit Card

A good credit history means good rates on loans and other credit facilities. Once damaged though, rebuilding your credit can...

Avoid 401(K) Early Withdrawal Penalty

By Dany June 2, 2023 When a financial crisis arises, you may be tempted to take money out of 401(k)...

Avoid 401(K) Early Withdrawal Penalty

By Dany June 2, 2023 When a financial crisis arises, you may be tempted to take money out of 401(k)...

How Does Debt Settlement Work? Pros & Cons

Debt settlement, which is also referred to as debt negotiation or debt arbitration, is a process whereby a creditor agrees...

Increasing Your Credit Score & Improving Your Credit

Understanding Your Credit Score If you’re trying to perfect your credit score, it’s important to first understand what makes up...

3 Ways to Prepare for Your First Tenant

By Dany May 2, 2023 Data cited by Comfy Living indicate that the majority of millennials plan on being renters...