Debt

Minnesota Is the Latest State to Allow Banks to Custody Crypto

As cryptocurrency moves deeper into the financial mainstream, Minnesota is opening the door for local banks and credit unions to...

Bank of England Plans Sweeping Overhaul to UK Payments Infrastructure

The United Kingdom’s central bank is advancing two major initiatives aimed at moving the nation closer to 24/7 financial settlement...

AI, Fraud, and the New Authentication Playbook for Financial Institutions

Financial institutions are facing unprecedented pressure as AI accelerates both the speed and sophistication of fraud attacks. Passwords—already the weakest...

Supercharging Chase Platinum, Plus an Apple Tie-In

Chase’s latest offer on the flagship Chase Sapphire Reserve card jumped to a whopping 150,000 points for their $795-annual fee...

Mexico Moves Away from Cash and into Digital Payments

At gas stations and convenience stores across Mexico, cash is starting to lose its default status as digital payment infrastructure...

Merchants Voice Concerns Over Potential Change to Debit Fee Rules

The landmark digital assets-governing CLARITY Act is under consideration in the U.S. Senate, but merchants are taking issue with a...

Wise’s Cross-Border Payments Are Its Fastest-Growing Business

As cross-border payments continue to shift away from traditional banking routes, the fintech company Wise used its U.S. public market...

Klarna Brings BNPL Into Google’s AI Shopping Experience

Agentic commerce is continuing to blend more directly into everyday online shopping, with Klarna’s payment options now being integrated into...

Syria Rejoins Visa and Mastercard’s Global Networks After 15 Years

Following years of international sanctions and internal strife, Syria has successfully trialed electronic payments using Mastercard and Visa. Reconnecting to...

Inside the Growth of First-Party Fraud

A consumer buys a dress for a wedding, wears it once, and returns it the next day for a full...

Canary in the Coalmine: Revolving Debt Surges 9.1%

For credit card lenders, there is good news and bad news when revolving debt accelerates. Right now, the news is not...

Amazon Web Services Brings Agentic Payments to Big Tech

AI agents are getting a more capable transaction framework through a collaboration between Amazon Web Services, Coinbase, and Stripe. Amazon...