Debt

Coinbase’s Stablecoin-Backed Credit Card Seeks a Niche Market

Stablecoins have made their way into the credit card market with the launch of Coinbase’s new card, which allows users...

ING Completes Europe’s First Fully Agentic Transaction

An AI agent has completed what ING describes as Europe’s first end-to-end agentic payment transaction, making a milestone for the...

Bank of America Unveils Instant Cross-Border Payments

Sending money across borders has historically meant waiting days for funds to arrive. Bank of America is betting that doesn’t...

Whether Physical or Digital, Debit Cards Are a Payments Mainstay

Card-not-present transactions may be rising, but this is far from a referendum on debit products. Instead, the growth of e-commerce...

Cash App Turns a Viral Trend Into a New Payments Product

Cash App is launching a “magic wand” for payments, inspired by a social media trend in which people posted videos...

The Crypto-Based Mortgage Is Now a Reality

Coinbase and the home lender Better are rolling out crypto-based mortgages—and have already completed the first one. According to Yahoo...

Know Your Agent: The Future of Trust in an AI-Driven World

AI-powered personal agents are quickly becoming a reality—managing payments, scheduling meetings, and making decisions on our behalf. As these autonomous...

Illinois Swipe Fee Law Delayed for at Least Another Year

In a victory for banks and credit card companies, Illinois’ law aimed at ending credit card swipe fees on sales...

Mastercard Pilots Instant Cross-Border Payments and FX Settlement

As Mastercard explores new ways to make cross-border payments faster and more efficient, the company is testing an approach that...

India Pilots Digital Rupee for Aid Distribution, Cross-Border Payments

India is testing whether a central bank digital currency (CBDC) can do more than modernize payments—it may also change how...

Another State Grapples with Debit Fee Surcharges

As merchants and cardholders continue to pass the hot potato of surcharges back and forth, Louisiana is on the verge...

Credit Card Delinquencies Are Mounting: A Warning for 2027 Losses

June 30 is a pivotal day in the credit card industry. Delinquency risk is locked for the current year, and...