Debt

The K-Curve Hits Household Finance

A new Philadelphia Federal Reserve review points to two pressure points in consumer finance: mortgages are drifting further out of...

The Evolution of 3D Secure Puts it at the Center of Fraud Prevention

Today, consumers can buy almost anything with a few taps on a phone. But there was a time when entering...

New Central Data-Sharing Unit Takes Aim at Fraud

Fraudsters rarely operate within the boundaries of a single agency or jurisdiction, but the information needed to stop them often...

Apple Pay Inches Closer to India Launch with Axis Bank as Issuer

Differences of opinion with regulators have kept Apple Pay out of one of the world’s largest payments markets, but all...

Circle’s Arc Blockchain Goes Live with Strong Institutional Backing

Even as the failure of the Clarity Act has cast uncertainty over the digital assets industry, some of its leading...

India Moves to Make UPI More Self-Reliant with Merchant Fee

Few payment systems have grown as quickly—or become as central to everyday commerce—as India’s United Payment Interface (UPI). The real-time...

UK Takes Next Step Toward National Payments System Overhaul

When the UK first floated plans for a payments network built for the digital economy, the obvious question was whether...

India’s CDBC Outreach Continues Throughout Asia

India continues to expand its payment connectivity around the world, with several Asian countries exploring links to its central bank...

Beyond Authentication: Rethinking Digital Identity Security

Fragmented state laws and inconsistent standards have created gaps in identity verification and transactional risk for financial institutions. But even...

Visa and Mastercard Tap Ant International for Agentic Commerce Plans

Some of the largest payments companies in the world are preparing for a future in which consumers entrust artificial agents...

Apple Gift Cards Are Getting a Fraud-Fighting Upgrade

Apple’s notoriously fraud-prone gift cards may finally be getting a security upgrade. With the release of iOS 27 next week,...

Coinbase Wants to Bring Stablecoins to Credit Unions, Community Banks

Coinbase and financial services provider Moov are teaming up to bring stablecoin payments and settlement capabilities to community banks and...