Debt
Making Zelle Work Better for Users—and Banks
By any measure, Zelle has been a success in its nearly ten years of existence. Total volume on the platform...
PayPal Gives Canva Creators a Unified Solution for Payments
PayPal is making a push into the creator economy with the launch of PayPal Links, a new feature that integrates...
U.S. Federal Reserve Considers Taking FedNow Global
The real-time payments system FedNow has rapidly gained from over 1,600 financial institutions across the United States. However, these participants...
Visa Unveils Agentic Commerce Platform for Merchants
Visa is introducing an on-ramp for merchants to tap into its AI-driven Intelligent Commerce platform. The new offering, Intelligent Commerce...
Unseen Momentum Could Be Mounting Behind the Yuan
The U.S. dollar dominates global finance, but that dominance may face a credible challenge sooner than expected. Harvard economist Kenneth...
Schwab Eyes Crypto Spot Trading, with Caution
Charles Schwab is slowly rolling out a platform that will allow its clients to purchase cryptocurrency directly. The brokerage firm...
How the U.S. Built Its Faster Payments Ecosystem
Ten years ago, the Federal Reserve sketched out a future for U.S. payments—one where money could move in real time,...
Credit Cards in Russia: Comrade, Watch Your Rubles
We follow the Russian credit card market, particularly after G-7 sanctions were imposed in 2022. Russia’s reactions were notable and effective. Once...
SoFi Continues to Meld Crypto with Traditional Banking
SoFi is positioning itself as a bridge between traditional banking and cryptocurrency with the launch of a business banking platform...
Cash App Users Can Now Pay Over Time on P2P Transfers
Are people ready to borrow from their friends—and pay them back in installments? Cash App is betting they are. The...
The EU Seeks to Break Its Dependence on Visa, Mastercard Rails
The European Central Bank (ECB) has reaffirmed its ambition to reduce reliance on non-European payment systems—most notably the networks operated...
Google Warns That Quantum Computing Could Soon Crack Crypto Encryption
The approval of bitcoin ETFs sent the price of bitcoin soaring to new heights last year, marking one of many...
