Credit card debt

What Is A Debt-To-Credit Ratio?

One of the factors lenders consider when determining whether to issue a loan is your debt-to-credit (DTC) ratio. This figure...

10 Reasons Why People Stay In Debt

If you’re taking the time to read this, you probably already know personal debt is a serious problem in the...

8 Tips For Managing Multiple Credit Cards

According to experts, there is no one-size-fits-all approach regarding how many credit cards you should carry. That number will depend...

Proven Ways To Get — And Stay — Out Of Debt

One of the worst things about being in debt is feeling like you’re alone and you’ve somehow failed. Meanwhile, the...

How Debt Relief Works

Is it really possible to pay off certain types of debt for less than you actually owe? While some people...

The Best DIY Valentine’s Day Gift Ideas 

Did you know that Valentine’s Day is the third most expensive holiday in the United States? Americans spent approximately $23.9...

Finance Guru, Dave Ramsey, Shares Tips To Beat Debt

Dave Ramsey, the CEO of Ramsey Solutions, is a financial expert who has been offering professional advice through his radio...

Make 2023 Your Debt-Free Year

Now that you’ve started a new year, how are you feeling about the financial goals you set for 2023? Our...

5 Lists Needed For Success 

Successful leaders can be found in every career and industry. The one thing they all have in common is that...

DIY Projects That Can Save Or Make You Money

While everyone loves the convenience of buying new clothes, new furniture, and pre-packaged food at the grocery store, it all...

How To Take A Unique Honeymoon On A Budget

Planning a wedding is a memorable and stressful experience. And for many, a honeymoon is the reward at the end...

The Costs Of Rural vs. Urban Living

People have a lot of opinions, and assumptions, about whether a rural lifestyle or an urban lifestyle is better. The...