Credit card debt

Pros And Cons Of Living In A Multigenerational Home

Despite the US per capita GDP increasing from $5,609 in 1971 to $69,288 in 2021, property ownership isn’t as popular...

6 Strategies To Build Financial Discipline

It seems like everywhere you turn, there is something you’re enticed to purchase. Grocery stores purposely place impulse items next...

The Hidden Dangers Of Filing For Bankruptcy

When you’re so deep in debt that you can’t find a way out and the phone calls from debt collectors...

How To Pay Off $15,000 Of Credit Card Debt In A Year

A report from the Bureau of Labor Statistics found that the average American worker makes approximately $4,148 each month, meaning...

How To Consolidate Credit Card Debt Without Hurting Your Credit

Debt consolidation, like all other debt relief strategies, can strongly impact your finances. No matter what you choose, going through...

Credit Card Myths of Stay-At-Home Parents

During the years preceding 2011, individuals could apply for credit cards based on their combined household incomes. In other words,...

6 Signs Your Future Spouse Is Bad With Money

You are about to tie the knot. Congratulations! Marriage is one of the biggest commitments you can make, and there...

The Statute Of Limitations On Debts

If you ever wondered if there is a statute of limitations (SOL) on debts, the short answer is “yes.” But...

The Pros and Cons of Debt Consolidation

Like any other financial decision, debt consolidation has its pluses and minuses. If you are heavily in debt, especially to...

Should I Pay Off A Six-Year-Old Debt Or Just Ignore It?

We hear people ask all the time: How old does debt need to be before it is forgiven? Should I...

What To Do When A Debt Collector Calls

We understand how tough it is to be several months behind on your bills with little or no hope of...

Finding Hope: Michelle’s Story  

Coming from an immigrant family, Michelle was taught to watch, save, be careful with money, and not to be frivolous....