One of the factors lenders consider when determining whether to issue a loan is your debt-to-credit (DTC) ratio. This figure...
If you’re taking the time to read this, you probably already know personal debt is a serious problem in the...
According to experts, there is no one-size-fits-all approach regarding how many credit cards you should carry. That number will depend...
Despite technological advances, the IRS is a slow-moving bureaucracy While the IRS collects approximately $4.1 trillion a year (about 96%...
One of the worst things about being in debt is feeling like you’re alone and you’ve somehow failed. Meanwhile, the...
Is it really possible to pay off certain types of debt for less than you actually owe? While some people...
Did you know that Valentine’s Day is the third most expensive holiday in the United States? Americans spent approximately $23.9...
Dave Ramsey, the CEO of Ramsey Solutions, is a financial expert who has been offering professional advice through his radio...
Now that you’ve started a new year, how are you feeling about the financial goals you set for 2023? Our...
As Education Secretary Miguel Cardona observed recently, college graduates, on average, make about one million dollars more over their working...
Like a repentant boozer who promises to give up drinking, the Department of Education pledged to modernize its neanderthal student...
According to Techopedia, the term “whack-a-mole” describes a process "where a pervasive problem keeps recurring after it is supposedly fixed."That's...