Debt
The Payments Paradox: Racing Toward Real-Time While Running on Manual
Payments aren’t just changing, they’re accelerating in every direction. Transaction volumes are surging, new payment rails are gaining traction, and...
Kraken’s Success Attracts Institutional Investment, Cyber Threats
Deutsche Boerse is deepening its push into digital assets with a $200 million investment in Kraken, expanding its partnership with...
South Korea Considers Guardrails After Crypto Transfer Error
South Korea’s central bank is weighing whether to bring ‘circuit breaker’ style safeguards from traditional markets into the world of...
Facing a Precarious Economy, Gen Z Turns to Credit
Despite faltering credit scores, Gen Z is charging ahead—literally—opening credit card accounts at higher rates than any other generation. In...
Making Zelle Work Better for Users—and Banks
By any measure, Zelle has been a success in its nearly ten years of existence. Total volume on the platform...
PayPal Gives Canva Creators a Unified Solution for Payments
PayPal is making a push into the creator economy with the launch of PayPal Links, a new feature that integrates...
U.S. Federal Reserve Considers Taking FedNow Global
The real-time payments system FedNow has rapidly gained from over 1,600 financial institutions across the United States. However, these participants...
Visa Unveils Agentic Commerce Platform for Merchants
Visa is introducing an on-ramp for merchants to tap into its AI-driven Intelligent Commerce platform. The new offering, Intelligent Commerce...
Unseen Momentum Could Be Mounting Behind the Yuan
The U.S. dollar dominates global finance, but that dominance may face a credible challenge sooner than expected. Harvard economist Kenneth...
Schwab Eyes Crypto Spot Trading, with Caution
Charles Schwab is slowly rolling out a platform that will allow its clients to purchase cryptocurrency directly. The brokerage firm...
How the U.S. Built Its Faster Payments Ecosystem
Ten years ago, the Federal Reserve sketched out a future for U.S. payments—one where money could move in real time,...
Credit Cards in Russia: Comrade, Watch Your Rubles
We follow the Russian credit card market, particularly after G-7 sanctions were imposed in 2022. Russia’s reactions were notable and effective. Once...
