Credit card debt

Tax Changes: Why Your 2022 Refund Could Be Smaller

According to a press release issued by the Internal Revenue Service, taxpayers should expect lower refunds this year than they...

What happens to young people who go to college without basic reading and writing skills? It's not good

The Baton Rouge Advocate published an editorial a few days ago titled "Get ahead in colleges like LSU, without all...

How To Make A Budget To Pay Off Debt

Do you have a budget? If not, you might want to create one—especially if you owe money. Budgeting is one...

Are Credit Cards Your Friend, Enemy Or Frenemy?

There are valid reasons why credit cards have a bad reputation. If you’re not careful, you could end up in a...

5 Habits That Will Make You A Pro At Credit Card Management

Credit card management is an important skill to learn—especially if you carry more than one card. They come with various...

Common Tax Types Explained

As the old saying goes, one of life’s only certainties is paying taxes. There are many ways to pay, and...

How to Fatten up Thin Small Business Credit Files

3rd party tax data: the cutting edge difference between lending success and failure It’s a source of frustration for lenders...

What Is A Debt-To-Credit Ratio?

One of the factors lenders consider when determining whether to issue a loan is your debt-to-credit (DTC) ratio. This figure...

10 Reasons Why People Stay In Debt

If you’re taking the time to read this, you probably already know personal debt is a serious problem in the...

8 Tips For Managing Multiple Credit Cards

According to experts, there is no one-size-fits-all approach regarding how many credit cards you should carry. That number will depend...

Tax Guard: The Lifeline Into the IRS’s Technology Troubles

Despite technological advances, the IRS is a slow-moving bureaucracy While the IRS collects approximately $4.1 trillion a year (about 96%...

Proven Ways To Get — And Stay — Out Of Debt

One of the worst things about being in debt is feeling like you’re alone and you’ve somehow failed. Meanwhile, the...