Credit card debt

6 Signs Your Future Spouse Is Bad With Money

You are about to tie the knot. Congratulations! Marriage is one of the biggest commitments you can make, and there...

Major Changes Now Allow You to Eliminate Federal Student Loans in Bankruptcy Essay by Steve Rhode

-or-Are you in default on your federal student loans? And have you been unemployed for at least 5 of the...

The Supreme Court will soon rule on legality of Biden's Student-Loan Forgiveness Plan

Forty million student debtors are waiting anxiously for President Biden's loan forgiveness plan to kick in. Biden wants to knock...

December is the Cruelist Month: Watch Out, Student Debtors

T.S. Eliot was wrong: December is the cruelest month, not April. We think of December as a time for rest...

The Statute Of Limitations On Debts

If you ever wondered if there is a statute of limitations (SOL) on debts, the short answer is “yes.” But...

The Pros and Cons of Debt Consolidation

Like any other financial decision, debt consolidation has its pluses and minuses. If you are heavily in debt, especially to...

Should I Pay Off A Six-Year-Old Debt Or Just Ignore It?

We hear people ask all the time: How old does debt need to be before it is forgiven? Should I...

What To Do When A Debt Collector Calls

We understand how tough it is to be several months behind on your bills with little or no hope of...

Fair or Not, the Biden Administration Owns the Student Loan Catastrophe

I grew up in a small Oklahoma town before the era of the big box stores. If my family wanted...

President Biden's Never Ending Pause On Student-Loan Payments: Hey, It's Just Monopoly Money

When I was a kid, my childhood friends and I often played Monopoly on those long summer days when time...

Finding Hope: Michelle’s Story  

Coming from an immigrant family, Michelle was taught to watch, save, be careful with money, and not to be frivolous....

Reclaiming His Life After Debt: Dalton’s Story

“Being in debt hindered me as a person, professionally and socially. To make ends meet, I was working a full-time...