Debt
The Business Case for Payment Hub Modernization
In today’s digital economy, outdated payment systems can be costly to maintain, pose security risks, operate inefficiently with slow batch...
Stablecoins Expand in Payments, Yet Most Activity Remains Internal
While stablecoin usage in payments is expanding quickly, most current activity is still concentrated in internal use cases rather than...
Surcharges and Discounts Can’t Overcome Payment Inertia
Merchants can dangle discounts or tack on surcharges, but it rarely changes how consumers pay. Consumers overwhelmingly stick with their...
UK Banks Move Forward with Payment Rail Plans
A UK consortium has put plans for a payment rail to rival Mastercard and Visa on the front burner, with...
In the P2P Arms Race, Cash App Adds Payment Links
Splitting a bill or chasing down a friend for concert tickets often takes more messages than the payment itself. Cash...
Fighting Fraud in the Era of Faster Payments
The Iron Triangle of Service suggests that a product can be good, fast, or cheap—but not all three. That adage...
After FanDuel Cuts Credit Cards, Stored-Value Accounts Rise
Using debt to fund gambling activities is a highly risky proposition, even more so when transaction fees are involved. That’s...
Who Wins If the Debit Fee Cap Limit Gets Raised?
More than a decade after the Dodd-Frank Act redrew the regulatory boundaries of the banking industry, two Republican senators are...
Coinbase Unveils Agentic Wallets for AI Spending and Investing
The next phase of agentic commerce may not be about browsing or checkout, it may be about control of the...
UK to Regulate BNPL in Transparency Push
Buy now, pay later loans have become a critical tool for consumers managing everyday expenses. However, persistent concerns remain about...
YouTuber MrBeast Acquires Fintech Targeting Younger Consumers
Jimmy Donaldson, also known as MrBeast, built his following by capturing the attention of young users on an exceptionally crowded...
Germany Plans to Eliminate Checks Entirely by 2027
Germany is bidding farewell to the paper check. Once a staple of everyday payments, checks are now all but obsolete,...
