Debt
Schwab Eyes Crypto Spot Trading, with Caution
Charles Schwab is slowly rolling out a platform that will allow its clients to purchase cryptocurrency directly. The brokerage firm...
How the U.S. Built Its Faster Payments Ecosystem
Ten years ago, the Federal Reserve sketched out a future for U.S. payments—one where money could move in real time,...
Credit Cards in Russia: Comrade, Watch Your Rubles
We follow the Russian credit card market, particularly after G-7 sanctions were imposed in 2022. Russia’s reactions were notable and effective. Once...
SoFi Continues to Meld Crypto with Traditional Banking
SoFi is positioning itself as a bridge between traditional banking and cryptocurrency with the launch of a business banking platform...
Cash App Users Can Now Pay Over Time on P2P Transfers
Are people ready to borrow from their friends—and pay them back in installments? Cash App is betting they are. The...
The EU Seeks to Break Its Dependence on Visa, Mastercard Rails
The European Central Bank (ECB) has reaffirmed its ambition to reduce reliance on non-European payment systems—most notably the networks operated...
Google Warns That Quantum Computing Could Soon Crack Crypto Encryption
The approval of bitcoin ETFs sent the price of bitcoin soaring to new heights last year, marking one of many...
Mobile Payments Stall as Switzerland Clings to Cash and Debit
As transformative payment types like digital assets and real-time payments have emerged, many have treated their eventual dominance as a...
Turning a Prepaid Card into a Long-Term Relationship
Consumers aren’t just receiving prepaid cards anymore—they’re reloading them. What was once a one-time gift is increasingly being used like...
Could Mastercard’s Instant Payments Divestiture Signal a Strategy Shift?
Real-time payments have reshaped entire economies in markets like Brazil and India, but they are not just a domestic rail...
Pumping the Brakes on Anthropic’s Leaked Cybersecurity AI
News of a leaked Anthropic AI model rattled the cybersecurity industry, sending the stocks of major firms sharply lower. What...
New Zealand’s Credit Card Surcharge Ban May Not Happen After All
A proposed ban on credit card surcharges in New Zealand, set to take effect in May, appears to be on...
