Credit card debt
What Is A Debt-To-Credit Ratio?
One of the factors lenders consider when determining whether to issue a loan is your debt-to-credit (DTC) ratio. This figure...
10 Reasons Why People Stay In Debt
If you’re taking the time to read this, you probably already know personal debt is a serious problem in the...
8 Tips For Managing Multiple Credit Cards
According to experts, there is no one-size-fits-all approach regarding how many credit cards you should carry. That number will depend...
Tax Guard: The Lifeline Into the IRS’s Technology Troubles
Despite technological advances, the IRS is a slow-moving bureaucracy While the IRS collects approximately $4.1 trillion a year (about 96%...
Proven Ways To Get — And Stay — Out Of Debt
One of the worst things about being in debt is feeling like you’re alone and you’ve somehow failed. Meanwhile, the...
How Debt Relief Works
Is it really possible to pay off certain types of debt for less than you actually owe? While some people...
The Best DIY Valentine’s Day Gift Ideas
Did you know that Valentine’s Day is the third most expensive holiday in the United States? Americans spent approximately $23.9...
Finance Guru, Dave Ramsey, Shares Tips To Beat Debt
Dave Ramsey, the CEO of Ramsey Solutions, is a financial expert who has been offering professional advice through his radio...
Make 2023 Your Debt-Free Year
Now that you’ve started a new year, how are you feeling about the financial goals you set for 2023? Our...
Robert Kelchen Calcuates Debt-to-Earnings Ratio For 45,000 Post-Secondary Programs: A Treasure Trove of Data
As Education Secretary Miguel Cardona observed recently, college graduates, on average, make about one million dollars more over their working...
DOE wants to modernize the student loan program but mucks up the planning process
Like a repentant boozer who promises to give up drinking, the Department of Education pledged to modernize its neanderthal student...
DOE plays Whack-a-Mole with the Student Loan Program: Not a safety net but a noose
According to Techopedia, the term “whack-a-mole” describes a process "where a pervasive problem keeps recurring after it is supposedly fixed."That's...
