Best FHA Mortgages

Article Update: FHA Loan Rules For Different Income Types

Back in 2017, we published an article examining the FHA loan rules for income. As we noted back then, not...

What You Cannot Do With Your FHA Home Loan Money

Some new borrowers have misconceptions about home loans in general; they may think that FHA mortgages are for first-time buyers...

FHA Loans And Surplus Land

What do FHA loan rules say about surplus and/or excess land? It’s not an issue for someone who wants to...

Assuming An FHA Mortgage: Article Update

Can I assume an FHA mortgage? That is a question we addressed in a 2021 article about FHA mortgages, and...

Refinancing a Conventional Loan To An FHA Mortgage

Some borrowers want to know: is it possible to refinance out of a conventional mortgage using an FHA refinance loan?...

What To Ask About FHA Refinance Loans

Getting ready to refinance? Even if you are considering using the same lender that you got your mortgage from originally,...

FHA 203(k) Rehabilitation Mortgages Compared To FHA One-Time Close Mortgages

Some borrowers want to know if there are any differences between a one-time close construction loan and an FHA 203(k)...

Appraisal Rules For FHA Loans: Basements & Crawlspaces

When reviewing your closing checklist or simply trying to plan for all the expenses of your FHA home loan, the...

Article Update: FHA Appraisal Rules On Peeling Paint

In 2019 we wrote an article discussing a common reader question about FHA home loans. Can the presence of peeling...

FHA Home Loans And Occupancy: What You Can And Cannot Do

If you are buying an existing construction home with an FHA mortgage, or having one built for you using an...

Article Update: Do Townhouses Qualify For FHA Loans?

Back in 2018, we published an article about the FHA home loan rules for townhouses. Do they qualify for FHA...

HUD Announces Results Of New York Fair Housing Case

Any form of discrimination in the housing process whether buying or renting has a chilling effect on the entire housing...