Best FHA Mortgages

Before You Fill Out An FHA Home Loan Application

How can a new borrower prepare for a home loan application? There are some important steps to take and not...

Employment And Income Verification For FHA Loans

Here is a common variation on an FHA loan question we get frequently. “I have been employed for about two...

HUD Announces Fair Housing Conciliation Agreement With Bank Of America

Housing discrimination comes in many forms. The Fair Housing Act makes it a crime to discriminate against people at any...

Buying Your First Home: What To Remember

There is a little checklist of things not to do when buying a home. The top of the list? Not...

FHA Adds 40-Year Mortgage Relief Option

The Federal Housing Administration has announced a 40-year mortgage modification option for borrowers who are struggling to save their homes...

Applying For An FHA Mortgage With A Changed Name

It is illegal under the Fair Housing Act to discriminate against a person who seeks housing because of gender, gender...

Are FHA Credit Requirements For Refinancing The Same As Buying A Home?

Are FHA credit requirements the same for refinance loans as they are for buying a new home? Many borrowers want...

Paying Your FHA Loan Off Early

Some of the big differences between an FHA mortgage and conventional loans involve more forgiving credit qualifying requirements, as well...

What Hurts Your Credit Ahead Of A Home Loan

Do you know why your credit score could drop ahead of a home loan application? If you are worried about...

Fair Housing Month: HUD Pledges More Funds To Fight COVID-19 Discrimination

April is Fair Housing Month, and it’s likely no coincidence that April is also the month HUD announced added funds...

What Do FHA Loan Closing Costs Include?

What do FHA loan closing costs include? There are certain fees and expenses you will need to save up for...

Your First Home: Buying With An FHA Mortgage

Buying your first home with an FHA mortgage is a good option if you want to save money on down...