Best FHA Mortgages

Is It Possible To Have Multiple FHA Loans?

Many people want to know if they can apply for more than one FHA loan at a time. In some...

FHA Mortgage Loan Terms: Understanding Equity

Home equity is an important term to understand when you’re applying for any kind of mortgage loan, but for some...

FHA Loan Rules For Income: Investments, Trusts, and Promissory Note Payments

Part of the FHA loan approval process involves the lender verifying an applicant’s income. FHA rules state that for purposes...

FHA Loan Qualifications

We get many reader questions about FHA home loans. A common variation on one such question goes like this: “What...

FHA Loans For Mixed-Use Property

A common reader question about FHA mortgages has to do with purchasing mixed-use property with an FHA loan. Here is...

FHA Loans and Interest Rates: The Interest Rate Lock

Under the rules of the FHA loan program, borrowers and lenders negotiate together on interest rates for the FHA loan....

FHA Loan Expenses That Can Be Paid By The Seller

One common question about FHA loans involves whether the seller can pay some of the expenses of the borrower’s FHA...

Is Summer The Best Time For House Hunting?

When is the best time of year to search for your new home? Spring and summer are the most comfortable...

Should You Apply For An FHA Adjustable-Rate Mortgage?

Borrowers considering their FHA mortgage loan options might wonder about an FHA Adjustable Rate Mortgage or FHA ARM loan option...

FHA Loans And The State Of The Housing Market in 2023

In the last 12 months, many have speculated about the state of the housing market. We all wonder about when...

Alimony and Child Support: FHA Loan Rules

FHA loan rules permit alimony and child support to be counted as verifiable income for borrowers who receive it and...

HUD Takes Action To End Appraisal Bias

The Department of Housing and Urban Development is acting against bias in the appraisal system. “Owning a home provides a...