Mortgage

LendInvest seals £300m Lloyds funding ahead of resi rollout 

LendInvest has announced an increase to its warehouse funding line from Lloyds Bank to £300m ahead of its entry into...

Closing Costs Versus Down Payment

Some borrowers get confused over the differences between closing costs and the required minimum down payment of 3.5% needed for...

Cleared credit cards will not count in affordability tests: Santander

Santander for Intermediaries says it has improved its lending decisions for broker clients who pay off their credit card in...

HSBC reduces rates by up to 15 basis points

HSBC has made cuts across over 100 of its residential and buy-to-let (BTL) range and brought in £250 cashback for...

Halifax Intermediaries ends private shared equity applications  

Halifax Intermediaries says it will no longer accept applications on private shared equity schemes from today (16 January). The lender...

Ami to launch mentoring scheme for mortgage professionals

The Association of Mortgage Intermediaries is developing a scheme to connect aspiring and existing mortgage professionals with leaders and industry...

LiveMore cuts all product rates by 50 basis points

LiveMore Capital has made reductions on all of its mortgage products by 50 basis points. This means that, at 60%...

Remortgage instructions tumble by half in December: LMS  

Borrowers who remortgaged in December saw their average monthly payment jump by £240, according to LMS, as new instructions fell...

The Cambridge moves back into expat sector

The Cambridge is now offering expat mortgage products again. Available at 75% LTV, the lender is offering mortgages on a...

Gen H cuts 2 and 5-year resi rates by up to 18bps 

Generation Home (Gen H) has launched its second round of rate cuts of the year across its two- and five-year...

Homeowners not speaking to advisers about energy efficiency: MAB

Just one in 10 homeowners have discussed their energy performance certificate (EPC) rating, says the Mortgage Advice Bureau (MAB). In...

United Trust Bank adds portal section for portfolio landlords  

UTB Mortgages for Intermediaries has upgraded its buy-to-let mortgage application process with the launch of a digital section for portfolio...