Taxes
Roth IRA Penalties: What Are They & How Do I Avoid Them?
Key Takeaways Roth IRA penalties can include a 10% early withdrawal penalty and income taxes if you take out earnings...
Selling your business? Don’t let sales tax derail the deal
When founders begin thinking about selling their business, the focus is usually on valuation, growth, and finding the right buyer....
Taxes on Inherited Accounts | Optima Tax Relief
Key Takeaways: Most inherited retirement accounts are taxable. Distributions from traditional IRAs and 401(k)s are taxed as ordinary income, while...
Bank Accounts, Treasury Bills, Money Markets, ETFs – February 2026 — My Money Blog
Here’s my monthly survey of the best interest rates on cash as of February 2026, roughly sorted from shortest to...
IRS Phishing Emails: Real Examples and Warning Signs
Key Takeaways IRS phishing emails are common and sophisticated, often impersonating the IRS to steal personal data, money, or login...
US Mobile Super Bowl Deals ($15-$24/mo. First Year Unlimited, 50% Off Smartwatch Plans ) — My Money Blog
US Mobile is having some Super Bowl deals, which are actually the best deals I’ve seen on their Warp (Verizon)...
Wage Garnishment on Student Loans: How it Works and How to Stop It
Key Takeaways Student loan wage garnishment happens after default, which typically occurs after 270 days of nonpayment on federal student loans. The...
MVNO Cellular Data Priority Comparison (Why I Switched to US Mobile) — My Money Blog
I haven’t paid “full price” for a cellular phone plan for decades, but that doesn’t mean there haven’t been any...
Setting Up Your Sales Tax Calculation the Right Way in 2026
Getting sales tax right on your invoices is one of the most critical parts of managing sales and use tax compliance....
Claim Your State Income Tax Exemption (Updated 2026) — My Money Blog
Updated for 2026. Tax time is here again, and if you earned interest from a money market fund, a significant...
Tax Deductions for Therapists | Optima Tax Relief
Key Takeaways Understanding therapist tax deductions helps reduce taxable income and reinvest in your practice. Ordinary and necessary expenses, like...
Vanguard ETF & Mutual Fund Fee Cuts (February 2026) — My Money Blog
Vanguard just announced a new round of expense ratio drops spanning 53 funds (roughly 25% of them), totaling close to...
