Chase Offering $400 Checking Account Bonus

Chase Checking Account Bonus

Chase id offering a $400 bonus for new checking accounts.  While you can do much better when opening a checking and savings account together, this is a good option for those looking to open just the checking account. Check out the details below.

How to Earn This Bonus

Here’s how this offer works:

• Open a checking account online with the coupon code or enter your email address to get your coupon and bring it to a Chase Branch
• Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment
• Receive your new checking account bonus within 15 days.

Important Terms

• Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit.
• Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.

Make Sure You Are Eligible

Make sure you are eligible for this Chase bonus.

Here are some important terms:

• Checking offer is not available to existing Chase checking customers.
• Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
• You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Coupon is good for one-time use.
• Most likely you need to have a Chase branch in your state in order to be eligible, even when applying online. Check the branch locator here.

Account Fees

Chase Total Checking has $12 Monthly Service Fee that is waived when you do at least one of the following each statement period:

1. Have monthly direct deposits totaling $500 or more made to this account; OR,
2. Keep a minimum daily balance of $1,500 or more in your checking account; OR,
3. Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.

Guru’s Wrap-up

This is a good bonus for a new checking account. You just need to complete a direct deposit of $1,000 or more to get $400. Also note the requirements for to waive the monthly fee.

However, this is only a good deal if you just want to open a checking account.

Otherwise go for this $900 bonus for a new checking and savings.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Link & Key Details

• OFFER PAGE
• Bonus: $400
• Account Type: Checking Account
• Availability: Nationwide (might need to have a Chase branch nearby)
• Inquiry Type: Soft pull
• Credit Card Funding: No
• Direct Deposit Requirement: Yes, any amount (see what works)
• Other Requirements: No
• Monthly Fees: $12 (can be waived)
• Closing Account Fee: No
• Expiration Date: 4/15/26

HT: Doctor of Credit

Let me know if you find a bank bonus online or at your local branch so I can share it with other readers!

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