Check Out the Best Credit Card Offers of the Month (December, 2023)

Check Out the Best Credit Card Offers of the Month

If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.

The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides.

That can easily tip the scale one way or the other.

Amex Business Platinum: 200K

  • Welcome Bonus: Earn 190,000 Membership Rewards Points after you spend $15,000 on your new Business Platinum Card within the first 3 months of Card Membership. Plus earn 10,000 Membership Rewards Points after you add an Employee Card and spend an additional $1,000.
  • Approx. Bonus Value: $3,000
  • $695 Annual Fee
  • READ MORE

Capital One Venture X Business: 150K

  • Welcome Bonus: Earn 150,000 Bonus Miles once you spend $30,000 in the first 3 months from account opening.
  • Approx. Bonus Value: $1,260
  • $395 Annual Fee
  • READ MORE

American Express Platinum Card: 100K + $250

  • Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

    Plus earn 10x points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. (It’s also possible to pull up a 150K offer through referrals)

  • Approx. Bonus Value: $1,750
  • $695 Annual Fee
  • READ MORE

Chase Ink Business Preferred: 100K

  • Welcome Bonus: Earn 100,000 Ultimate Rewards points after you spend $8,000 within the first three months.
  • Approx. Bonus Value: $1,600
  • $95 Annual Fee
  • READ MORE

Chase Ink Business Cash: 90K

  • Best Ever Welcome Bonus: Earn $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
  • Approx. Bonus Value: $1,440
  • No Annual Fee
  • READ MORE

Chase Ink Business Unlimited: 90K

  • Best Ever Welcome Bonus: Earn $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
  • Approx.

    Bonus Value: $1,440

  • No Annual Fee
  • READ MORE

American Express Gold Card: 75K + $250

  • Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back.
  • Approx. Bonus Value: $1,375
  • $250 Annual Fee
  • READ MORE

Capital One Venture X: 90K

  • Welcome Bonus: Earn 90,000 Bonus Miles once you spend $4,000 on purchases with your new Capital One Venture X Credit Card within the first 3 months from account opening.
  • Approx. Bonus Value: $1,260
  • $395 Annual Fee
  • READ MORE

Chase Marriott Bonvoy Boundless®: 250K

  • Welcome Bonus: Earn five bonus Free Night Awards after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership.

    Redemption level up to 50,000 Marriott Bonvoy® points

  • Approx. Bonus Value: $1,250
  • $95 Annual Fee
  • READ MORE

Chase Aeroplan Card: 100K

  • Welcome Bonus: Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open, plus 25,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
  • Approx. Bonus Value: $1,100
  • $95 Annual Fee
  • READ MORE

Delta SkyMiles Business Cards: 80K-110K

  • Welcome Bonuses: These new bonuses on Delta SkyMiles cards vary from 80,000 miles on the Delta SkyMiles® Gold Business Card, to 110,000 for Delta SkyMiles® Reserve Business Card.
  • Approx. Bonus Value: Up to $1,100
  • Annual Fee Varies
  • Ends: October 25, 2023.
  • READ MORE

Chase Ink Business Premier: $1,000

  • Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
  • Approx.

    Bonus Value: $1,000

  • $195 Annual Fee
  • READ MORE

Bank of America Alaska Airlines Business Card: 75K

  • Best Ever Bonus: Earn 70,000 bonus miles plus Alaska’s Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days.
  • Approx. Bonus Value: $975
  • $95 Annual Fee
  • READ MORE

Chase Sapphire Preferred: 60K

  • In-Branch Bonus: Earn 60,000 bonus points after spending $4,000 or more in the first 3 months.
  • Approx. Bonus Value: $960
  • $95 Annual Fee
  • READ MORE

CitiBusiness AAdvantage Platinum Select: 75K

  • Best Ever Welcome Bonus: Earn 75,000 American Airlines AAdvantage bonus miles after you spend $6,000 in purchases within the first 6 months of account opening.
  • Approx. Bonus Value: $900
  • $0 intro annual fee for the first year, then $99.
  • READ MORE

Chase Avios Cards: 75K

  • Welcome Bonus: Earn 75,000 Bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
  • Approx.

    Bonus Value: $825

  • $95 Annual Fee
  • READ MORE

U.S. Bank Business Leverage Visa Card: 75K

  • Welcome Bonus: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owner’s card within the first 120 days of opening your account.
  • Approx. Bonus Value: $750
  • $95 Annual Fee (waived 1st year)
  • READ MORE

Bank of America Premium Rewards Elite: 75K

  • Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
  • Approx. Bonus Value: $750
  • $550 Annual Fee
  • READ MORE

Amex Marriott Bonvoy Business®: 150K

  • Welcome Bonus: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

    Each bonus Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points.

  • Approx. Bonus Value: $625
  • $125 Annual Fee
  • READ MORE

How Bonus Value is Calculated

Here are the point valuations used for the “Approx. Bonus Value”:

Loyalty Program Cents per point Chase Ultimate Rewards 1.6 cpp American Express Membership Rewards 1.5 cpp Citi ThankYou 1.4 cpp Capital One Miles 1.4 cpp Alaska Airlines Miles 1.3 cpp American Airlines AAdvantage Miles 1.2 cpp Air Canada Aeroplan 1.1 cpp United MileagePlus Miles 1.1 cpp JetBlue TrueBlue Points 1.1 cpp Avios 1.1 cpp Southwest Rapid Rewards 1.1 cpp Air France/KLM Miles 1.0 cpp Delta SkyMiles 1.0 cpp Wyndham Rewards 0.9 cpp Marriott Bonvoy Points 0.5 cpp Hilton Honors Points 0.4 cpp IHG One Rewards 0.4 cpp

The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you thing it is not realistic.

Best Credit Card Offers: Guru’s Wrap-up

This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.

Before applying for a card, you should also consider the application rules for each credit card issuer.

Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications.

Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.

Original Article