Frequently asked questions
Can I qualify with no children?
Yes! This credit is now available to working adults aged 24 or older, regardless of whether they have children.
In addition to the usual income requirements, you generally must also meet the following criteria:
- You must have lived in the United States for more than six months out of the tax year.
- You cannot be claimed as a dependent on someone else’s tax return.
Are there age limits to qualify for the Earned Income Tax Credit?
There is not a maximum age limit to claim this tax credit as of 2021, but filers must meet the following minimum age requirements depending on your situation:
- You must be at least 24 if you were a student for at least five months in 2021
- You must be at least 18 if you were in foster care any time after turning 14 or if you are a qualified homeless youth
- You must be at least 19 in all other circumstances
What are the EITC income limits for 2022?
For tax year 2022, your earned income and adjusted gross income (AGI) must both fall within the following thresholds:
| Number of Children | 0 | 1 | 2 | 3+ |
| Max Earned Income Credit | $560 | $3,733 | $6,164 | $6,935 |
| Max Income (single or head of household) | $16,480 | $43,492 | $49,399 | $53,057 |
| Max Income (married filing jointly) | $22,610 | $49,622 | $55,529 | $59,187 |
Investment income limit
For 2021, the IRS increased its limit for investment income to further increase eligibility for the credit — you can now qualify for the Earned Income Credit if your income from capital gains and any other investment profits does not exceed $10,000.
Maximum credit amounts
The maximum amount of credit for tax year 2021 is:
- $6,935 with three or more qualifying children
- $6,164 with two qualifying children
- $3,733 with one qualifying child
- $560 with no qualifying children
For tax year 2022, your earned income and AGI must each be less than:
| Number of Children | 0 | 1 | 2 | 3+ |
| Max Earned Income Credit | $560 | $3,733 | $6,164 | $6,935 |
| Max Income (single or head of household) | $16,480 | $43,492 | $49,399 | $53,057 |
| Max Income (married filing jointly) | $22,610 | $49,622 | $55,529 | $59,187 |
We’re here to help
As always, TaxAct® is here to help taxpayers enjoy an easier, more confident filing experience. When you securely e-file with us, we can help you claim the max Earned Income Credit you qualify to receive. Our step-by-step process guides you through your federal and state returns at a pace that’s right for you and gives you helpful tips tailored to your unique tax situation. Get started for free today!
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