Eighth Circuit upholds Illinois Casualty denial after Minnesota bar fire

Eighth Circuit upholds Illinois Casualty denial after Minnesota bar fire


The fire happened on February 17, 2020. At the time, the bar’s operations were run by Timeless Bar, Inc., while the real estate was owned by Horseshoe Club, LLC. Both companies were owned by Andrew and Jessie Welsh, who had divorced just a few months earlier in November 2019. Illinois Casualty insured the bar through a business owner’s policy that named Timeless Bar as the insured and listed Horseshoe Club as an additional insured.

Neither Andrew nor Jessie was individually named on the policy.


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