Generational divide shapes risk attitudes, insurance priorities among high-net-worth clients

Generational divide shapes risk attitudes, insurance priorities among high-net-worth clients


What it means for brokers in the HNW space

The generational divide underscores the need for customized engagement. Millennials and Gen Z seek education, digital tools, and proactive strategies addressing emerging risks, such as cyber and liability. Boomers and Gen X, while less inclined to adopt new coverages, still need reassurance that their policies will stand up when disaster strikes.


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