HSBC has announced more rate cuts across its residential and buy-to-let (BTL) range of products.
The high street bank is reducing resi rates by 0.15% on average (between 0.10% and 0.25%) and BTL rates by up to 0.32%.
For first-time buyers and movers, a five-year fixed rate at 60% LTV at 4.84% has been reduced by 0.09%, while a five-year fixed at 75% LTV at 4.89% reduced by 0.10%.
Five-year resi fixed rates at 80% LTV start at at 5.14% (reduced by 0.03%) and 90% LTV at 5.29% (reduced by 0.08%). Both these products come with £350 cashback.
Meanwhile, for those looking to remortgage, the lender is reducing five-year fixed rates at 60% LTV by 0.21% to 4.98% and at 75% LTV by 0.20% to 5.05%.
Finally, it is cutting five-year fixed BTL remortgage rates at 60% LTV by 0.32% to 5.02% (with a £1,999 fee).