Santander has made rate increases and reductions across its residential, Help to Buy and buy-to-let (BTL) product ranges.
Residential
Under its two-year fixed residential offerings, the largest rate increase is the 60% LTV remortgage product (lowered from 70% LTV) with zero fee, which has received a 34 basis point adjustment upward to 1.43%.
Further increases in the two-year category range from 2 basis points to 30 basis points.
Within the residential five-year fixes, the 60% LTV (also lowered from 70% LTV) remortgage product with zero fee has been upped by 37 basis points to 1.59%.
Other increases occur between 7 basis points and 35 basis points.
The most significant rate reduction for a two-year fix is the 85% LTV remortgage offering with zero fee, which has been cut by 36 basis points to 1.83%.
And under the five-year fixes, the 85% LTV remortgage product with zero fee has been cut by 30 basis points to 2.24%.
Help to Buy
Here, the only rate increase takes place at 60% LTV, where the five-year fix for purchase with £499 fee has been moved up by 20 basis points to 1.50%.
At 75% LTV, the two-year fix for purchase with £499 fee has been cut by 15 basis points to 1.33%.
And the 75% LTV 2.5-year fix for purchase with £499 fee has also been cut by 15 basis points, this time to 1.38%.
BTL
In this category, the lender has only reduced rates.
The most eye-catching is the 60% LTV two-year fix for purchase and remortgage and with zero fee, which has had 10 basis points chopped off, bringing the price to 1.62%.
The changes take place on Tuesday 26 October.