Mortgage

Equity release market needs ‘joined-up approach’: Report  

Borrowers in the later life lending market need coordinated action by industry, government and regulators to ensure higher retirement standards,...

LendInvest partners with BNP Paribas to help fund short-term mortgages

BNP Paribas has joined LendInvest’s £300m financing syndicate, alongside HSBC and Barclays Bank. This syndicate will be used to fund...

Landlord understanding of EPC requirements improving

A majority (80%) of landlords have already carried out some remedial works to properties in response to the new energy...

Platform relaunches 95% LTV mortgage range

Platform is relaunching its range of 95% LTV mortgages which will be available on a two, three or five-year fixed...

House Republicans Closer to Repealing Student Loan Forgiveness and Reversing Student Loan Pause

Republican leaders in the House of Representatives took a major step this week to advance a proposal that would repeal...

Wells Fargo Physician Loan Review: Eligibility, Features and More

Key Takeaways: Wells Fargo doesn’t have a physician loan program, but you might be able to use a jumbo loan....

Melton BS partners Vibrant on free EPC reports for resi, BTL loans  

Melton Building Society has partnered with property services firm Vibrant to offer free energy performance certificate-plus surveys on all of...

FCA issues warning on Consumer Duty deadline

The Financial Conduct Authority has warned firms not to ignore the impending Consumer Duty 31 July deadline. The duty, which...

Accord Mortgages lowers income to borrow over 4.5 times salary  

Accord Mortgages has lowered its minimum income requirement for those borrowing more than 4.49 times their salary, to £60,000 from...

Selina Finance launches new referrals service

Selina Finance is introducing a new referrals service alongside a range of new ‘near-miss’ referral policy areas for brokers. As...

MPowered Mortgages loosens resi criteria range  

MPowered Mortgages has loosened its criteria in a move it says will help more buyers and remortgagers secure loans and...

Day in the Life of… James Cooper-Smith, underwriting team lead and credit manager, Landbay 

Illustration by Dan MurrellMy alarm goes off at… …6.10am two days a week and 7.15am three days a week. As...