Mortgage

Mortgage Strategy’s Top 10 Stories: 11 Dec to 15 Dec

Catch up on Mortgage Strategy’s most popular stories this week. Falling swap rates point to lower mortgage rates in 2024...

Blog: Time to step up support for first-time buyers

We are facing into a very difficult period for those looking to step onto the property ladder. In the next...

House prices to fall by up to 4% in 2024: Halifax  

House prices will fall by between 2% and 4% in 2024, forecasts Halifax, due to “broader economic challenges, and the...

Paragon adds five-year fixed rate BTL deals with no fees

Paragon Bank has introduced five-year fixed rate buy-to-let mortgage products for portfolio landlords with no product fees. There are six...

Accord cuts resi rates by up to 25bps  

Accord will cut rates across its residential range by as much as 25 basis points from Monday (18 December). Yorkshire...

Blog: Ami Viewpoint highlights opportunity for protection conversations

In the summer, the government published its Mortgage Charter – to formalise and standardise the options available to those who...

Over one in ten households struggle to make mortgage payments: DLUHC   

More than one in ten mortgage payers found it “more difficult” to afford their home loans compared to a year...

Bank of England holds rates at 5.25%

There were few surprises when the Bank of England held the base rate at 5.25% for the fourth month. The...

BoE rate reaction: Brokers bank on rate cuts in 2024  

Property professionals turned their attention to when and how far the Bank of England will begin cutting the base rate...

Blog: Lenders must arm brokers with the goods to better serve clients

Sian McIntyre It’s fair to say that, from an operational process, the past 12 to 18 months have been far...

FCA warns firms on mortgages used to consolidate debt under Consumer Duty  

Mortgage firm’s treatment of borrowers who use home loans to consolidate debt has improved under the Consumer Duty, but more...

Almost 84% of brokers say BDMs play vital role

A survey reveals that 83.7% of brokers believe BDMs play a vital role in the industry today. These findings were...