Manage Money

Monthly Inflation-Adjusted Income — My Money Blog

Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10%...

Ecommerce Takes the High Ground in Cyber Week Shopping

A new era for holiday retail For years experts have protected that one day ecommerce would surpass brick- and-mortar retail...

US vs. International Developed vs. Emerging Markets — My Money Blog

As 2025 winds down, you will probably read a lot of articles remarking how international stock indexes have outperformed US...

What Is the Alternative Minimum Tax (AMT)?

As taxpayers, we are accustomed to navigating the complex web of tax laws and regulations. One aspect that often takes...

Can You Use Your 401(k) to Pay Off Tax Debt Without Penalty?  Optima Tax Relief

Key Takeaways   Accessing your 401(k) to pay IRS tax debt is possible, but early withdrawals typically trigger income taxes and...

Bank Accounts, Treasury Bills, Money Markets, ETFs – December 2025 — My Money Blog

Here’s my monthly survey of the best interest rates on cash as of December 2025, roughly sorted from shortest to...

On Which Grocery Items Do You Pay Sales Tax?

Understanding How Food Sales Tax Works Across States Food’s everywhere this time of year, and so are the sales taxes...

Free Federal + State Tax Filing for All Customers (+ $100 New User Bonus) — My Money Blog

Chime, one of the largest fintech banking apps, just send out an e-mail confirming that they are again offering “100%...

What is IRS Form 1040? 

Key Takeaways  IRS Form 1040 is the primary U.S. individual income tax return, used to report income, claim deductions and...

20% Off Single Purchase, Up to $250 Off (Expires Soon) — My Money Blog

PayPal offers a “Pay Later” option (Pay in 4 and Pay Monthly), which I would normally tell you to avoid...

How to File Back Taxes with Missing W-2s or 1099s

Key Takeaways  You can still file back taxes even with missing W-2s or 1099s; the IRS requires you to file using...

Why Was My Offer in Compromise Rejected?  Optima Tax Relief

Key Takeaways  An Offer in Compromise allows taxpayers to settle IRS debt for less than they owe, but approval depends...