NatWest has announced rate changes to its new business and existing customer product ranges up to 79 basis points.
The biggest increases come within the lender’s shared equity and Help to Buy shared equity products for new customers.
Its two-year fixed-rate shared equity remortgage at 75% loan to value, increases by 79bps from 2.62% to 3.41%, product fee £995, cashback £500.
A two-year fixed-rate shared equity loan at 60% LTV, increases by 76bps from 2.69% to 3.45%, product fee £995, cashback £250.
A five-year fixed-rate shared equity loan at 60% LTV, increases by 76bps from 2.70% to 3.46%, product fee £995, cashback £250.
A two-year fixed-rate first-time buyer house purchase at 90% LTV, increases by 35bps from 3.13% to 3.48%, product fee £995, cashback £1,000.
A five-year fixed-rate FTB house purchase at 90% LTV, increases by 40bps from 3.14% to 3.54%, product fee £995, cashback £1,000.
A two-year BTL fixed-rate purchase at 60% LTV, increases by 45bps from 2.56% to 3.01%, product fee £1,495.
A five-year BTL fixed-rate purchase at 75% LTV, increases by 40bps from 2.78% to 3.18%, product fee £1,495.
A two-year green fixed-rate purchase at 60% LTV, increases by 43bps from 2.72% to 3.15% green, product fee £995.
Significant rises for existing customers sees a two-year fixed-rate switcher at 100% LTV, increase by 25bps from 2.94% to 3.19%, product fee £995.
A two-year fixed-rate BTL switcher at 60% LTV, increases by 37bps from 2.54% to 2.91%, product fee £995.
And a five-year fixed-rate BTL switcher at 60% LTV, increasing by 40bps from 2.59% to 2.99%, product fee £995.
The high street lender adds that two-year term end dates move from 30 September 2024 to 30 November 2024, while five-year term end dates move from 30 September 2027 to 30 November 2027.