Mortgage

Two-thirds of homeowners say they understand retrofit benefits: Hodge  

Almost two-thirds, or 62%, of UK householders claim to have a good understanding of the energy efficiency benefits of retrofitting...

Housing supply in England up 10%: Govt

Housing supply increased by 232,820 in England in 2021 to 2022, up 10% on the years 2020 to 2021, according...

Virgin Money scraps ICR minimum income for landlords  

Virgin Money has scrapped its minimum income requirement for interest coverage ratio for buy-to-let applications. However, the lender says that...

OSB and Skipton launch schemes to help landlords upgrade property

OSB Group and Skipton Building Society have launched two separate schemes to encourage landlords to invest in green homes. OSB...

Paragon Bank launches six BTL fixes and reduces ICR rate

Paragon Bank has added six buy-to-let (BTL) fixed-rate mortgages, with selected products featuring a reduced interest coverage ratio (ICR) rate...

Pallett joins the Nottingham as sales director

Nottingham Building Society has hired Alison Pallett as its new sales director. Pallett joins the society from LiveMore Capital where...

NatWest brings back tracker range, cuts fixes by up to 44bps  

NatWest will reintroduce its tracker range, as well as cutting fixed-rate loans by up to 44 basis points, for new...

Third of FTBs unaware of Shared Ownership Scheme: Leeds BS

A third of first-time buyers are unaware of the Shared Ownership Scheme, which could help them get on the housing...

Aldermore makes changes to owner-occupied and BTL mortgages

Aldermore has launched a range of discounted variable, fixed-rate buy-to-let (BTL), and residential owner-occupied mortgages. The new discounted rates include...

FHA Loan Program Rule Changes: Flood Insurance Coverage

Some borrowers want to buy homes in the desert, some want to buy homes that are located in areas prone...

Cash-Out Refinancing on Paid-Off Home

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation...

Virgin makes reductions to fixed rate line up

Virgin Money has made a number of cuts to its two-, three-, and five-year fixes of up to 50 basis...